Sample Course Index

  Test Drive/Lesson One

•  Fair Housing Defined
•  Fair Housing History
•  Historical Recap
•  Familial Status
•  Handicapped Persons
•  Mobile Home Parks and Federal Fair Housing Law
•  State Law v. Federal Law—Which Law Prevails?
•  Fair Housing Exemptions
•  Housing For Older Persons Exemption
•  Condominiums & Homeowners Associations
•  Unenforcable Restrictions
•  Reporting Acts of Discrimination
•  Enforcement
•  Case Studies

Important Terms:

•  actual damages
•  aggrieved party
•  disability
•  dwelling
•  familial status
•  fiduciary
•  lessee
•  handicap
•  Mrs. Murphy's Exemption
•  plaintiff
•  protected class
•  sublease
•  trustee
•  unlawful detainer

  Web Links:

•  Declaration of Independence
•  United States Constitution
•  Dred Scott Decision
•  Plessy v. Ferguson
•  HUD—Fair Housing Act
•  Jones v. Mayer
•  Housing for Older Persons Act of 1995
•  HUD Housing Discrimination Complaints Website

  Lesson Two

The Americans With Disabilities Act
•  "Disability" Defined
•  Exempt Categories of Behavior
•  Coverage
•  Exempt Entities
•  Barrier Removal of Existing Facilities
•  Auxiliary Aids and Services
•  Alterations
•  New Construction
•  Tax Credits and Deductions
•  Enforcement and Penalties
•  Panic Selling As a Basis for Disciplinary Action
•  Duty To Supervise
•  Redlining
•  Exceptions
•  Monitoring and Investigation of Lending Patterns and Practices
•  The Home Mortgage Disclosure Act (HMDA)

Important Terms:

•  Americans with Disabilities Act
•  blockbusting
•  community property
•  creditor
•  Federal fair housing laws
•  Federal Reserve
•  handicap
•  Home Mortgage Disclosure Act
•  redlining
•  refinancing

  Web Links:

•  Americans with Disabilities Act Homepage
•  HUD v. Banai
•  IRS on Real Estate Taxes
•  ADA Enforcement
•  Home Mortgage Disclosure Act Website

  Lesson Three

•  The Federal Equal Credit Opportunity Act
•  Notification of Denial and "Statement of Reason"
•  Inspection of Files
•  Notification of Rights
•  Obligations of Users of Consumer Credit Reports
•  NAR/HUD Fair Housing Partnership Resolution
•  AIDs Disclosure and Stigmatized Property

Important Terms:

•  adverse action
•  acquired immunity deficiency syndrome (AIDS)
•  credit report
•  Department of Housing and Urban Development (HUD)
•  National Association of REALTORS®
•  statement of reasons
•  stigmatized property

  Web Links:

•  Equal Credit Opportunity Act
•  Equifax Website
•  Experian Website
•  HUD Website
•  NAR Website

  Lesson Four

•  HUD Fair Housing Advertising Regulations
•  Use of Words, Phrases, Symbols and Visual Aids
•  Selective Use of Advertising Media or Content
•  Sample Discriminatory Advertising
•  Case Study: Discriminatory Advertising Language-Jancik v. HUD
•  Use of Equal Housing Opportunity Logotype, Statement, or Slogan
•  Fair Housing Poster

Important Terms:

•  landlord
•  tenant

  Web Links:

•  HUD Fair Housing Advertising Guidelines
•  Jancik v. HUD