Sample Course Index

Click on the underlined terms to review definitions in the online glossary of real estate terminology. Review related websites for each lesson, bookmarking these web resources for future reference.


Lesson One
Scope of Mortgage Loan Brokerage

  Important Terms

•  back-end ratio
•  bankruptcy score
•  brokerage
•  collateral
•  conforming loan
•  equity loan
•  FICO bureau scores
•  front-end ratio
•  hard-money loan
•  impound account
•  institutional lender
•  junior lien
•  mortgage banker
•  mortgage broker
•  nonconforming loans
•  open-end loand
•  piggyback loans
•  points
•  portfolio loans
•  primary mortgage market
•  principal
•  private mortgage insurance
•  purchase money loans
•  secondary mortgage market
•  unconscionable contracts
•  usury

  Web Resources

•  Mortgage Bankers Association


Lesson Two
The CA Department of Real Estate

  Important Terms

•  accusation
•  injunction
•  partnership
•  Real Estate Advisory Commission
•  receiver
•  restricted license

  Web Resources

•  CA Department of Real Estate

•  CA Attorney General


Lesson Three
Department of Corporate Licensing

  Important Terms

•  CA Residential Mortgage Lending Act
•  Housing Financial Discrimination Act of 1977

  Web Resources

•  CA Corporations Code
•  CA Residential Mortgage Lending Act




Lesson Four
Mortgage Loan Activities Require a License

  Important Terms

•  advance fee
•  Savings and Loan Associations
•  loan correspondent

  Web Resources

•  HUD
•  Veterans Administration


Lesson Five
Exemptions From Licensing Requirements

  Important Terms

•  escrow agent
•  finders fee
•  power of attorney

  Web Resources

•  No web links for this lesson


Lesson Six
Supervision and Licensing Compliance

  Important Terms

•  blockbusting
•  commingling
•  comparative market analysis
•  fraud
•  misrepresentation
•  secret profit

  Web Resourses

•  No web links for this lesson




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